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Tag: fixed index annuity

Understanding Fixed Index Annuities: A Detailed Guide to Their Features

Learn the essentials of fixed index annuity contracts, their benefits in retirement planning, and how you can navigate their details.

Fixed index annuities are one of the many options in retirement planning, designed to provide a balance of potential growth and some level of protection from market volatility. Designed to provide income generation while safeguarding principal, these financial products have structures that can be complex and require careful consideration. For retirees or pre-retirees exploring annuity options, it’s essential to understand how fixed index annuities compare to other types of annuities, such as fixed or variable options.  The details of each contract, including interest crediting methods, fees, and surrender charges, can significantly impact how well the annuity aligns with your […]

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The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker – dealer, state – or SEC – registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.

Investment Advisory Services offered through Alphastar Capital Management, LLC a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser has attained a particular level of skill or ability. Alphastar Capital Management, LLC and Seaman Retirement Planning are independent entities. The firm only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements. Insurance products and services are offered through individually licensed and appointed agents in various jurisdictions. Form ADV Part 2A can be obtained by visiting https://adviserinfo.sec.gov and search for Alphastar Capital Management. ADV Form 2B is available upon request. Neither the information nor any opinion expressed it so be construed as solicitation to buy or sell a security of personalized investment, tax, or legal advice. Seaman Retirement Planning does not offer legal or tax advice.

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